Surprisingly, while care fee protection is prominent on Universal's marketing fliers, the company told the BBC: "We deny that we offer strategies to avoid paying care fees." We wanted to explore what lies behind this apparent contradiction, but Universal did not take up the BBC's offer of an interview. Potential customers might therefore be wise to ask searching questions of their own, or to take advice from a solicitor before signing up. Image copyright Getty Images Universal is one of a number of firms offering such services. Almost all are unregulated, so customers have nowhere to complain if things go wrong. In 2013, Chris Grayling, then Lord Chancellor, turned down a recommendation from the legal industry and consumer groups that will-writing should be regulated. And the government has delayed the introduction of a 72,000 cap on the amount anyone has to pay towards their care. Originally scheduled for April last year, it's now postponed to April 2020. Financial catastrophe Economist Andrew Dilnot, the chair of the commission that first proposed the care fee cap in 2011, says a cap would remove the fear generated by a means test he describes as the "most pernicious" in Britain. He says a 72,000 cap would also reduce the incentive for people to try to avoid paying them altogether. "If we could get the cap in place, the worst case is that you'd be liable up to the cap.
(Robert Frost/VERITE via AP) More NEW YORK (AP) Andy Dunn didn't start out with an interest in fashion. But he ended up co-founding an online menswear company that targets customers like him: male shoppers who want a wardrobe of nice-fitting clothes but need help. The company called Bonobos started out in 2007 with a line of men's pants a curved waist band with a flattering fit. They were different from what was out there and were designed by his good friend and now business partner Brian Spaly. Bonobos now has expanded into an array of other products including shirts, ties, belts and jackets. It's also opening showrooms called Guideshops, where customers try on the clothes with the help of stylists. But there's no inventory so customers order online at the store and have their clothes delivered to their homes or office a few days later. It now operates more than 30 stores scattered around key cities like Chicago, New York and Atlanta. It plans a total of 100 by 2020. However, when Dunn thought of the idea of selling clothes online ten years ago as a Stanford business school graduate, it was seen as crazy.
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